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Thread: DIVI CENTS JOURNEY.

  1. #21
    Member
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    Quote Originally Posted by Steve Divi View Post
    JUNE 1, 2016
    TFSA-$63,163.89
    RRSP-$74,402.00
    Savings-$26,950.89
    Pension-$164,205.00
    TOTAL at the end of June $329,720.89


    JULY 1, 2016
    TFSA-$62,829.00
    RRSP-$74,190.00
    Savings-$28,040.00
    Pension-$165,545.00
    July total = $330,604.00 Month over month of $884 and 0.3%

    August 1, 2016
    TFSA-$62,100.00
    RRSP-$74,900.00
    Savings-$30,540.00
    Pension-$166,845.00
    August total = $334,385.00 Month over month increase of $3,781 and1.29%

    September 1, 2016
    TFSA- $61,300
    RRSP- $75,000
    Savings- $31,500
    Pension- $167,340
    September total = $335,140. Month over month increase of $755 or 0.24%

    October 1, 2016
    TFSA- $61,700
    RRSP- $78,350
    Savings- $33,950
    Pension- $168,209
    OCTOBER total = $342,239. Month over month increase of $7096 or 2.12%

    November 1, 2016
    TFSA- $61,239
    RRSP- $75,063
    Savings- $40,178
    Pension- $169,500
    NOVEMBER total = $345,980. Month over month increase of $3741or 1.09%



    Cheers
    Steve
    December 1, 2016
    TFSA- $64,032
    RRSP- $85,156
    Savings- $41,382
    Pension- $171,000
    DECEMBER total = $361,570. Month over month increase of $15,590 or 4.51%

    Total Dividends I received in November was $515

    November was a great month.


  2. #22
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    End of the Year update


    JAN 1, 2017
    TFSA- $66,878
    RRSP- $88,353
    Savings- $49,500
    Pension- $171,605
    JAN total = $376,360. Month over month increase of $14,757 or 4.08%

    Total Dividends I received in November was $766

    Total yearly dividends was $6,192

    Self Directed Portfolio
    TFSA 33.82% VS TSX 15.45% +18.37% above the TSX not including Dividends.
    RRSP (Hold US Stocks) 21.90% VS DJIA 10.91% +10.99% Above the Dow not including Dividends.
    Savings (3.42) VS TSX 15.45% -18.87 Below the TSX. This was in BOND etfs about 20G so i'm down a few hundred

    Pension
    I believe it to be fixed at 4% but i'm calculating it a 0% and only my contributions will be added.

    My house which is paid off in full increased $300,000 but I live in Vancouver and I don't like to view my house as an investment and think that prices should come down by over 50%



    Age: 37
    Net Income (after taxes): $118,000 (Single income family of 5)
    Status: Married

    Assets

    House 1,000,000.00
    TFSA $67,000
    RRSP $88,000
    Savings $49,500
    Pension $171,505
    Vehicles $40,000
    Silver and Cash $10,000.00 (Bought more silver )
    Brokerage. $10,500.00




    Liabilities
    $0


    Net Worth
    $1,436,500
    Last edited by Steve Divi; 2017-01-04 at 02:11 PM.

  3. #23
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    Jan 31, 2017 Update#1

    TFSA- $85,740
    RRSP- $90,451
    Savings- $45,265 (moved $5,500 to TFSA)
    Pension- $174,080
    JAN total = $394,438. Month over month increase of $18,120 or 4.80%

    Total Dividends I received in January was $639.12

    Total yearly dividends to date is $639.12



    Year Total Dividends Received
    2014 $2,421.00
    2015 $4,169.00
    2016 $6,192.86
    2017 $639.12
    2018
    2019
    2020
    Total $13,421.98 of free money

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  5. #24
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    February 28, 2017
    Yearly update #2

    TFSA- $88,483
    RRSP- $88,369
    Savings- $51,827
    Pension- $175,845
    Feb total = $404,524. Month over month increase of $9,067 or 2.29%

    Total Dividends I received in February was $557.24

    Total yearly dividends to date is $1,196



    Year Total Dividends Received
    2014 $2,421.00
    2015 $4,169.00
    2016 $6,192.86
    2017 $1,196
    2018
    2019
    2020
    Total $13,997 of free money since 2014

  6. #25
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    I'm pretty excited to be over that $400k mark.

    I plan to hit the $500k by this month next year.

    Onwards and Upwards

  7. #26
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    Ottawa
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    4,875
    Very well done.
    Hidden Content - Working on a $1 million portfolio and $30k per year from it.

  8. #27
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    How did you manage to pay the mortgage off so fast? I mean age 37 and 1 (decent) income but a family of five?

    Most people don't mange to pay their mortgages before mid 50s especially on one income.

    Edit: just read the first post got it. Was it difficult to get your wife on board. That is a huge issue on the MMM forums
    Last edited by Lost in Space 2; 2017-03-05 at 04:34 PM.

  9. #28
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    Quote Originally Posted by Lost in Space 2 View Post
    How did you manage to pay the mortgage off so fast? Was it difficult to get your wife on board?
    Hi Lost in Space.

    It was and is very difficult to get the wife on board and it's a continuing thing. Luckily, she is frugal by nature so this helps to a degree. The way I convince her to let me save and invest so much is by explaining the truth to her. I am doing it for HER retirement. Mine is already funded through my work so I am investing to build her a nest egg.

    It also helps that I don't spend anything on myself so I try to lead by example. One thing we never do is scrimp on the kids. If anything I would count them as spoiled. So there is that.

    Thanks for taking the time to read

  10. #29
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    March 31, 2017
    Yearly update #3

    TFSA- $88,512
    RRSP- $90,119
    Savings- $57,920
    Pension- $177,832
    Feb total = $414,383. Month over month increase of $9,859 or 2.44%

    Total Dividends I received in March was $850.50

    Total yearly dividends to date is $2,046



    Year Total Dividends Received
    2014 $2,421.00
    2015 $4,169.00
    2016 $6,192.86
    2017 $2,046
    2018
    2019
    2020
    Total $14,829 of free money since 2014

  11. #30
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    April 31, 2017
    Yearly update #4

    TFSA- $87,886
    RRSP- $94,155
    Savings- $54,872 **Typo Savings total this month is $64,872
    Pension- $180,028
    April total = $426,941. Month over month increase of $12,557 or 3.03%

    Total Dividends I received in April was $931.94

    Total yearly dividends to date is $2,978



    Year Total Dividends Received
    2014 $2,421.00
    2015 $4,169.00
    2016 $6,192.86
    2017 $2,978
    2018
    2019
    2020
    Total $15,761 of free money since 2014

    Last edited by Steve Divi; 2017-04-29 at 05:29 PM.

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