Introduce Yourself!

# Thread: Introduce Yourself!

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## \r\n Introduce Yourself!\r\n

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\r\n I thought I would start a thread so that we can get to know a little about the contributing community.
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\nI\'ll kick things off. I am FrugalTrader (twitter), the blogger behind Million Dollar Journey and co-founder of Canadian Money Forum. To say the least, I am a personal finance and investing enthusiast who is on a journey to financial freedom.
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\nTell me a little about you!\r\n
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\r\n Great idea FT.
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\r\nI\'m the blogger behind Canadian Capitalist and the other founder of this forum. I\'ve been a finance enthusiast for many years now and am passionate about helping other Canadians in their quest for financial success.
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\r\nI\'m an electrical engineer / software developer at my day job and live in Ottawa with my wife and three kids. I don\'t get to devote too much time to my other pursuits these days but my hobbies include photography, astronomy, hiking, bicycling, snow shoeing etc.\r\n
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## \r\n Preet from WhereDoesAllMyMoneyGo.com\r\n

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\r\n I\'m Preet and I\'m the blogger behind WhereDoesAllMyMoneyGo.com.
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\r\nI used to be a financial planner and stockbroker, used mostly ETFs and index mutual funds and offered investors the choice of by-the-hour, fee-based and transactional fee structures. Once I realized how rare that was, I realized I had bigger fish to fry. Now I\'m working on the institutional (and retail, really) sell-side for an index fund manufacturer.\r\n
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\r\n I\'m a 30 year IT professional who is getting married this summer. We own a condo in Toronto. I\'m a bit a foodie and spend my time trying to taste new and exotic foods at various restaurants. I also enjoy traveling, sports, and cooking.
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\r\nI recently started a blog called My Findependence Day. It focuses on personal finance and I hope it will help focus my thoughts and hash out a retirement plan for us.\r\n
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\r\n I\'m Jonathan Chevreau, financial columnist with the National Post and author of Findependence Day, a financial novel that was published by Power Publishers in October 2008. See www.financialpost.com/fd
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\r\nI wrote a non-fiction book in 1998 called The Wealthy Boomer: Life After Mutual Funds, which spawned a magazine of the same name [now defunct but like Zoomer magazine today]. The book also led to an early financial discussion forum called The Wealthy Boomer, which ran from 1999 to 2005. For various reasons, it faded away [see the novel for some hints] and it morphed into The Wealthy Boomer blog housed at the Financial Post web site: www.wealthyboomer.ca.
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\r\nApart from a Saturday column in the paper and mid-week ones that may appear in the Post or various Canwest dailies, I do the Wealthy Boomer video interview. Preet has been one of my guests and I hope we can do more with other members and founders of this forum.
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\r\nI\'m new to Twitter [as JonChevreau] and am on LinkedIn. I wish the founders of this forum the best of luck: I sure don\'t want ever to have to moderate a discussion forum in my lifetime again but appreciate the fact that others are willing to take it on. Done right, you can achieve much good.\r\n
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\r\n Excellent idea FT.
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\nHi! I\'m Tim the blogger behind Canadian Dream:Free at 45 and as you can tell by the blog name I want to be at least semi-retired by 45. Realistic? I hope so, but life happens so if I miss it by a few years I won\'t be too upset. After all, my other focus on the blog is being happy.
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\nI\'m married with two boys and living in Regina, SK.\r\n
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\r\n My name is Jim. My wife Natalie and I work in the sales industry. We used to live in North York, Ontario but now live in Mississauga, Ontario. We enjoy doing many things together including working out, watching movies and travelling (cruising is our favorite). My personal hobbies include gaming (World of Warcraft) and watching the UFC.
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\nMy wife is more athletic and earns more at work than I do. She humours me by jogging 5km 3 times a week with me. She has completed a marathon in Rome, Italy.
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\nI graduated from the faculty of engineering at the university of Toronto but no longer work in that field.
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\nAlthough we became millionaires in our early 30s, my wife and I live a life very similar to when we were dating and had very little money, except that we travel a bit more now. We live in a townhome (no mortgage) and drive honda civics. We could probably live in a monster home, drive fancy cars and eat out every night, but that would be a lot of work and we\'re quite lazy people.
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\nMy web site is located in my sig and outlines some of my investing experiences over the years. I have been featured on television from Global TV, Rogers TV, Report on Business (ROB) TV and CP24. I have also been interviewed by The Toronto Star, The Globe and Mail, and MoneySense magazine. These interviews can also be found on my website.\r\n
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\r\n I\'m a 40-ish year old financial advisor based in Ontario (hence my user name). I am paid via fees and commissions depending on the client situation. I don\'t have a blog and I prefer to stay anonymous. I haven\'t posted to discussion forums for years but I was a regular on the old Fund Library forums in the late 1990s until it changed hands. When I heard about this forum, I figured I\'d dip my toe in and see how it goes.\r\n
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\r\n Hi, I\'m David, 23 year old university student going to McMaster for Chemical & Bioengineering. love the stock and investment business, thinking about getting a corporation started soon to wet my feet in day trading but right now mainly focused on US equity market in value stocks and M/A or litigation speculative plays, and general recovery plays.
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\r\nThere is a lot of people with great experience and credentials here, hope to learn a lot from you guys and hopefully contribute some to the board as well. \r\n
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\r\n Hello everyone. I found a link to this site on someone\'s blog.
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\r\nNow I\'m here to discuss money, finances, etc. I am a nerd, so this is one of my favourite topics!\r\n
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\r\n Hi all,
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\r\nI am 30 year old guy with an interest in finance. During the day I work as a lab rat (rather in a lab) and at night I enjoy learning, reading and talking about personal finance. I really got interested about a year or so ago and have been frequenting a few blogs on here. MDJ sent me over here and I have enjoyed what I have seen so far.
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\r\nLook forward to talking with you all.
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\r\nRocky\r\n
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\r\n Hi everyone
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\nI have to say I am really happy to find this site with so many people who understand what a difference you can make with financial decisions. Most people I know seem to just accept the norm.
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\nI took money seriously at a young age, growing up in rural NB with a single mother. I started working at 15 to pay for clothes and sports. By graduation I had a computer, investments, and a car (that insurance bill makes me cringe)
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\nAfter high school I joined the military and got a degree in comp sci. Now I travel all over to control fighter jets for training and air defense. I’m looking forward to the Olympics next winter
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\nI’m here because I want to start investing my savings and leveraging. I haven’t found an advisor I trust so I’ll do it myself.
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\nSome day I want to have my own business in the peaceful country, as a mechanic or a farmer or who knows. My passions are motorsports, which means I’ll never be able to retire!\r\n
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\r\n Hello everyone i\'m a 20 year old from B.C. trying to learn and figure out the stock market, investing, funds, bonds etc etc.
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\r\nI\'m new so fairly lost lol. I hope to see many of you around, and hopefully get alot of question answerd. \r\n
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## \r\n Hello to every body\r\n

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\r\n Hello,
\r\n I am new at here and just want to say hello to all at here\r\n
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\r\n Hello everyone...
\r\nThis is Denis Jhon here and i am new here on this forum.
\r\nJust wanted to introduce myself... Just found your forum and it seems really interesting.\r\n
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## \r\n Steel City Brewed\r\n

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\r\n Hello,
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\r\nWell, I\'m here to try and keep up to speed with any new developements or ideas that will help me improve my business. From the wide variety of individuals I have seen post, I expect I will get some interesting ideas and feedback from both veteran and rookie investors. I hope that my contributions will be meaningful and helpful.\r\n
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## \r\n Hello Canadian Money Forum\r\n

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\r\n Great Idea for a Forum.
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\r\nI am Stuart McConnachie from Vancouver, BC.
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\r\nI am the blogger behind InvestingInCanada
\r\n
\r\nI work as a Commercial Real Estate Appraiser in Vancouver. Since the early 1990\'s I have been actively learning about the stock market and trading. I have studied and applied many different trading techniques over the years from day-trading to long term fundamental trading.
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\r\nOther hobbies I am interested in include cooking, wine, hockey, more recently learning about seo.\r\n
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• \r\n'; pd[10894] = '\r\n
• \r\n\r\n\r\n \r\n
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\r\n Hello everyone. I\'m Freddie here from the Savannah. I wish to learn a lot from this forum and I also hope I could be of help in this forum..\r\n
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• \r\n'; pd[12393] = '\r\n
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## \r\n Re:Introduce Yourself!\r\n

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\r\n "I am George, I am from Canada. I am interested in investing in Stocks, Photography and Playing golf
\r\nThanks
\r\nGeorge "\r\n
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• \r\n'; pd[12478] = '\r\n
• \r\n\r\n\r\n \r\n
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\r\n Hi all!
\r\nI am 28 and work in Toronto\'s financial services industry. I\'ve been a casual reader of many of the blogs mentioned here and look forward to learning more and offering a hint or two of my own.\r\n
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• \r\n'; pd[12546] = '\r\n
• \r\n\r\n\r\n \r\n
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\r\n Hi All,
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\r\nNew Here. Excited to join to conversation.\r\n
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• \r\n'; pd[12672] = '\r\n
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## \r\n Introduction\r\n

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\r\n Hello,
\r\nI am happy to have registered for my first forum ever. I am joining to increase my knowledge of the workings of the financial industry as I am considering opening a home-based financial planning business in one year from now. I look forward to it!
\r\nToni Bernhard\r\n
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• \r\n'; pd[12945] = '\r\n
• \r\n\r\n\r\n \r\n
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## \r\n It\'s a pleasure....\r\n

\r\n \r\n\r\n\r\n \r\n \r\n
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\r\n Hello there,
\r\nSo? Where to begin!...I guess I\'ll do the work intro first..
\r\n
\r\nI\'m 26 and have been working in the financial services industry for just about 5 years. I started off as an assistant to a few financial advisors, and decided to change contract and become an independent advisor, 2 years ago. I love the industry and plan to further my career by finishing the cfp program within the next two years. I\'m presently contemplating whether or not I should stay where I\'m at, or accept a position with a bank. Decisions, decisions!
\r\n
\r\nNow a little bit about my personal side. I\'m married and have two children (2 and 5). I\'m fairly active, both in doors and out. I absolutely love being a roller girl in our local roller derby team, as well as a paddler for a breast cancer survivors (and supporters) dragon boating team during the summer. Music is a passion of mine as well!
\r\n
\r\nI look forward to posting with all of you and reading the copious amounts of knowledge already held deep within the depths of this board.
\r\n
\r\nxoxox
\r\n~Jayne\r\n
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• \r\n'; pd[13425] = '\r\n
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\r\n I\'m 41, live in Southern Ontario. Married, one child. Education is B.E.Sc. and MBA. I currently work in the Telecommunications industry and saving like crazy due to the nature of the industry
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\r\nI\'ve followed this forum for a number of months and hope to continue to learn and contribute.\r\n
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• \r\n'; pd[22400] = '\r\n
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\r\n Howdy! Newbie here. My name is Marie and I\'m actually a U.S. citizen. I\'ve always wanted to learn more about Canada\'s financial state and so far I\'ve learned that you guys do things significantly better and efficiently than the U.S. Kudos to you! My biggest problem is that I overspend. I spent most of my refund on the san antonio patio furniture set from Family Leisure.
\n
\nAnyhow, it\'s great to be here. Hope to learn more about your financial state and learn more along the way. \r\n
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• \r\n'; pd[26809] = '\r\n
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## \r\n Hello From Nova Scotia\r\n

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\r\n Hello,
\r\n
\r\nI have obviously just joined. I am a young financial consultant from Canada just looking to network and learn through conversation. I am surprised there are not more general finance forums around.
\r\n
\r\nOh well I am here now,
\r\n
\r\nCheers,
\r\n
\r\n-James\r\n
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• \r\n'; pd[27280] = '\r\n
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## \r\n Hi\r\n

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\r\n Hi I\'m Renee!
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\r\nThese forums look very informative. I look forward to sharing some ideas and taking part in the discussions!
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\r\nSee you around the forum!\r\n
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• \r\n'; pd[27336] = '\r\n
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## \r\n Hi I\'m Keith\r\n

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\r\n Just came over here because Belguy, another 50plus refugee, suggested it.
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\r\nHope to be able to contribute and participate.
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\r\nI took early retirement in 2002 and live half time in Vancouver and half time in Puerto Vallarta. I have a small unindexed company pension and so live off my portfolio.
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\r\nSecond wife, two children and four grandchildren, two cats.\r\n
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• \r\n'; pd[27340] = '\r\n
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\r\n Hi Keith, welcome!
\r\n
\r\nThe best thing you can do is read and reply to existing threads and take some time to browse through the forum to see what others are talking about. The people who have helped me in this forum are excellent as you may have already seen from any prior lurking. Jump in and participate in any of the existing discussions, as I understand this is an open forum.\r\n
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• \r\n'; pd[27350] = '\r\n
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\r\n Welcome, kcowan.
\r\nAre you the same kcowan from the FWF forum?
\r\nNice to have you here.\r\n
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• \r\n'; pd[960186] = '\r\n
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## \r\n Hello\r\n

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\r\n Hello,
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\r\nI think this forum is very interesting and useful. I\'m looking forward to take part in interesting discussions. \r\n
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• \r\n'; pd[970962] = '\r\n
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## \r\n New member!\r\n

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\r\n Hello!
\r\n
\r\nMy name is Matthew, I\'m from Toronto and am 24 years of age. I went to school for music as a percussionist and decided to switch to a more profitable trade... I am now an elevator technician and earn a steady income. I still do have a passion for music and am able to afford creating music and songwriting on the side!
\r\n
\r\nI started getting into investing about 2 years ago after finding "The Wealthy Barber" on one of my parents bookshelves in the basement. After dusting it off, I read through the book in less than a day and fell in love with the philosophies of David Chilton. That led me to start saving money and investing into small stocks and mutual funds as I read more books about the investing lifestyle and market. As I studied away, I ended up buying my first home that summer (just before my 23rd birthday) with the dividends earned and saved money. From there I started to update the house more and renovate the basement as I took in two tenants to pay off the renovations (a 3 bedroom house to one person? why not get others to pay off the expenses , right?). So here I am, sitting in my basement - almost a year and a half after the closing of my first home, posting my hellos!
\r\n
\r\nI am currently seeking a general mentor/s for investing. I currently turned back once again to reading through my investing books - but of course nothing helps more than speaking to people opposed to read words on a page! I very much look forward to meeting everyone here and posting regularly and hopefully contribute some of my little knowledge that I have learned over the past two years.
\r\n
\r\nI am now looking to invest in my second property within the next six-eight months and have been debating what to do... Invest in a condo in Toronto, or a house elsewhere to live in and renovate (likely what I did in my first home). I currently have tenants lined up for this house for April 1st, so I will be an "official" landlord and not just a roomate! Very excited!
\r\n
\r\nThank you in advance for welcoming me into your forums!\r\n
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## \r\n Hi\r\n

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\r\n I am Mordko; just hit mid-40s and figured it\'s about time to put a bit more effort in our investment.
\r\n
\r\nHave a decent defined benefit pension from work but a bit of extra wouldn\'t do any harm for me and my wife. So, I\'ve just read a whole lot of books on the subject of which Benjamin Graham\'s The Intelligent Investor was the favourite. Reading books doesn\'t make me an expert, so looking to learn more on this website.
\r\n
\r\nInvest mostly in ETFs with the following target splits: Canada - 6% (XIC; still below this target, but will get there by the end of this year); US - 25% (VTI, VBR); UK - 11%; Other developed - 17% (e.g. VPL, Japan, Europe); Emerging - 22% (e.g. VWO; another one I am loading on right now); Fixed income - 15%; Assets - 4% (VNQ, CCX, PPLT).
\r\n
\r\nAs you can see, the strategy is to buy a tiny fraction of the world and go a bit overweight in assets that are beaten up.
\r\n
\r\nLook forward to interesting comments/discussions on this forum.\r\n
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• \r\n'; pd[987602] = '\r\n
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\r\n Originally Posted by MDavey\r\n \r\n
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Hello!
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\r\nMy name is Matthew, I\'m from Toronto and am 24 years of age. I went to school for music as a percussionist and decided to switch to a more profitable trade... I am now an elevator technician and earn a steady income. I still do have a passion for music and am able to afford creating music and songwriting on the side!
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\r\nI started getting into investing about 2 years ago after finding "The Wealthy Barber" on one of my parents bookshelves in the basement. After dusting it off, I read through the book in less than a day and fell in love with the philosophies of David Chilton. That led me to start saving money and investing into small stocks and mutual funds as I read more books about the investing lifestyle and market. As I studied away, I ended up buying my first home that summer (just before my 23rd birthday) with the dividends earned and saved money. From there I started to update the house more and renovate the basement as I took in two tenants to pay off the renovations (a 3 bedroom house to one person? why not get others to pay off the expenses , right?). So here I am, sitting in my basement - almost a year and a half after the closing of my first home, posting my hellos!
\r\n
\r\nI am currently seeking a general mentor/s for investing. I currently turned back once again to reading through my investing books - but of course nothing helps more than speaking to people opposed to read words on a page! I very much look forward to meeting everyone here and posting regularly and hopefully contribute some of my little knowledge that I have learned over the past two years.
\r\n
\r\nI am now looking to invest in my second property within the next six-eight months and have been debating what to do... Invest in a condo in Toronto, or a house elsewhere to live in and renovate (likely what I did in my first home). I currently have tenants lined up for this house for April 1st, so I will be an "official" landlord and not just a roomate! Very excited!
\r\n
\r\nThank you in advance for welcoming me into your forums!
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\r\n

\r\na warm welcome to you, Davey.
\r\n
\r\nas spirit says just upthread, the range & depth of talent among the young people in this forum is amazing. Including the not-so-young as well, of course.
\r\n
\r\ni take it your original equity investments were liquidated so as to put the \$\$ to work in your current home-soon-to-be-investment-property?
\r\n
\r\nnow you\'ll be working on your 2nd real estate investment property. At the age of 24, how amazing is that.
\r\n
\r\nit occurs to me, as a counterweight to 100% RE, might you consider building up a TFSA with a few top-quality common stocks, REITs being the only sector to totally avoid since you\'re already nicely done in real estate.\r\n
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• \r\n'; pd[38204] = '\r\n
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\r\n G\'day group.
\r\n
\r\nI\'m not sure what happened but my other account ("tendim") has been banned from the site -' + '- a bug maybe? Can some kind admin help me out?
\r\n
\r\nIn the meantime. My "real" online handle is tendim (minus the "g" ). I\'m a project manager by day, and a photographer, dragon boater and car enthusiast by night. I live in the Toronto and have just recently started taking a serious interest in investing.
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\r\nCheers!
\r\n-tendim\r\n
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• \r\n'; pd[39286] = '\r\n
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## \r\n Introduction\r\n

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\r\n Hello All,
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\r\nI\'m a 52 year old IT professional who is hoping to be in a position to retire in four or five years. It will be four years if I can stick to my savings goals and earn at least 5% pa on my investments. So far, so good.
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\r\nMy company doesn\'t have a pension plan. I plan to start taking CPP at age 60 (unless the CPP rules change)\r\n
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• \r\n'; pd[41582] = '\r\n
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\r\n HEY THERE FELLOWS . . .
\r\nMy name is TALHA and i am 24 years of , doing master\'s in information technology .I love web surfing and among those people who are addicted to web and proudly say that " WEB IS MY DRUG " .
\r\nI will try to be as regular as possible . . .
\r\nThank you very much for accepting me to be the member of the community , i am really very happy to be the member of the community . . . \r\n
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• \r\n'; pd[42496] = '\r\n
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\r\n my name is ben and i am new here, its my pleasure to join this community to find some information and good friends here.\r\n
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• \r\n'; pd[43085] = '\r\n
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\r\n Going to be 50 next year - yikes! Where has the time gone - working for the federalies the last 20yrs, basically for the promised DB pension. Trying to learn some of the nuances of investing for our 2 girls. Very good forum indeed.
\r\nName is Arun\r\n
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1. ## Introduce Yourself!

I thought I would start a thread so that we can get to know a little about the contributing community.

I'll kick things off. I am FrugalTrader (twitter), the blogger behind Million Dollar Journey and co-founder of Canadian Money Forum. To say the least, I am a personal finance and investing enthusiast who is on a journey to financial freedom.

Tell me a little about you!

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