Feeling a little discouraged with saving. Why not just join the debt pile?

[KaeJS]

sensfan,

That is great that it works for you. After all, it is not about how you get your transportation, it is about running a positive balance at the end of each month.

And yes, cars are money pits... but ya gotta pay to play.

[Jon_Snow]

Ah, I love cars... I drive a 11 year old truck that still looks great, costs very little to run... yet when I drive past an Audi dealer the desire for something sleek, new, and fast is very strong. The Audi S5 makes me weak in the knees.

I am constantly fighting a battle between living in the present (buying things I want) vs paying down debt/mortgages and saving for early financial independance. The desire for an extremely early retirement has been winning for the past several years.

[KaeJS]

when I drive past an Audi dealer the desire for something sleek, new, and fast is very strong. The Audi S5 makes me weak in the knees.

I am constantly fighting a battle between living in the present (buying things I want) vs paying down debt/mortgages and saving for early financial independance.

Jon,

You just wrote a book on my life using only a few sentences.

Great job!

[sensfan15]

Jonsnow have you been on that website 'early retirement extreme'?

I have gotten a lot of my inspiration from him!

[Jon_Snow]

Yeah, I'm familiar with the site.... but I don't want my early retirement to be as bare bones as his... I want the ability to enjoy a few extravangances.