2017-01-09, 04:26 PM
Do you buy supplemental insurance theough a third part? Quite popular over here as it's way way cheaper
2017-01-10, 03:57 AM
I phoned a couple places in the US and got quotes for supplementary third party liability insurance, e.g. through Geico. Because I don't own a car of my own, this turned out to be quite expensive -- it worked out to about the same cost as buying the liability insurance through the car rental agencies.
I use my credit card's insurance for collision/damage insurance, and then buy 3rd party liability insurance through the car rental agency. When renting in Canada I usually skip the liability insurance as Canadians aren't as aggressive with the lawsuits.
When renting in the US, always get the liability insurance for 1M (or make sure you carry insurance that covers you on rental cars). The US is full of personal injury lawyers... you seem them on Fox TV commercials.
2017-01-11, 01:55 PM
J4B, just out of curiosity, sense your now in the US, i imagine that you are using a US based credit card as your primary? or do you still use your CAD ones?