Diary to restrain spending, 51% savings rate - Page 14
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Thread: Diary to restrain spending, 51% savings rate

  1. #131
    Junior Member
    Join Date
    Jun 2016
    Location
    Frankfurt Germany
    Posts
    21
    Do you buy supplemental insurance theough a third part? Quite popular over here as it's way way cheaper


  2. #132
    Senior Member
    Join Date
    Nov 2012
    Location
    Pacific
    Posts
    6,846
    I phoned a couple places in the US and got quotes for supplementary third party liability insurance, e.g. through Geico. Because I don't own a car of my own, this turned out to be quite expensive -- it worked out to about the same cost as buying the liability insurance through the car rental agencies.

    I use my credit card's insurance for collision/damage insurance, and then buy 3rd party liability insurance through the car rental agency. When renting in Canada I usually skip the liability insurance as Canadians aren't as aggressive with the lawsuits.

    When renting in the US, always get the liability insurance for 1M (or make sure you carry insurance that covers you on rental cars). The US is full of personal injury lawyers... you seem them on Fox TV commercials.

  3. #133
    Junior Member
    Join Date
    May 2016
    Location
    Edmonton
    Posts
    22
    J4B, just out of curiosity, sense your now in the US, i imagine that you are using a US based credit card as your primary? or do you still use your CAD ones?


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