I am finally in a stable point of my life where I feel I can make this money diary. It's been a long time coming.
Act I of my life being "childhood", and Act II of course "paying for education". I am very glad to be moving on from those parts of my life.
To recap Act II - At christmas last year I had no job prospects, was struggling to finish one final course to get my degree, and had stretched the hospitality of (and relationship with) my parents to a near breaking-point - as I had been living with them like a lazy jobless slob for the 6 months prior. My net worth had just slipped into the negatives for the first time (-$2000), and I was starting to get pretty bummed out with my life.
I managed to somehow turn it around though, finish my degree, and had the good fortune of an amazing job landing in my lap! I have just crossed the 6 month mark at work, and things are going great. The work is interesting, busy but not too busy, and the commute situation is such that I don't need a car nor have to pay for public transportation.
Due to a substantial signing bonus and moving allowance, combined with agressive savings, I've been able to pay off my entire student loan ($7000) and now have a net worth of $36,000.
This money diary will provide a place to report my monthly spending and income, and where I can identify (with the help of you kind folks of CMF) any problems with my spending or savings plans.
Cheers!
Act I of my life being "childhood", and Act II of course "paying for education". I am very glad to be moving on from those parts of my life.
To recap Act II - At christmas last year I had no job prospects, was struggling to finish one final course to get my degree, and had stretched the hospitality of (and relationship with) my parents to a near breaking-point - as I had been living with them like a lazy jobless slob for the 6 months prior. My net worth had just slipped into the negatives for the first time (-$2000), and I was starting to get pretty bummed out with my life.
I managed to somehow turn it around though, finish my degree, and had the good fortune of an amazing job landing in my lap! I have just crossed the 6 month mark at work, and things are going great. The work is interesting, busy but not too busy, and the commute situation is such that I don't need a car nor have to pay for public transportation.
Due to a substantial signing bonus and moving allowance, combined with agressive savings, I've been able to pay off my entire student loan ($7000) and now have a net worth of $36,000.
This money diary will provide a place to report my monthly spending and income, and where I can identify (with the help of you kind folks of CMF) any problems with my spending or savings plans.
Cheers!