Quote Originally Posted by carverman View Post
I bought the house. She had her name put on the title to protect me from my ex. We were not divorced at the time and didn't have legal separation either. Although we were separated for all intensive purposes. living in different
locations, I was concerned with the slow progress of divorce litigation (from Sept 1, 1994 until April 9th, 1998) that she could come after me to include the value of my property purchase in the marital assets to be split
50-50. I was renting a apt in 1995 for a year, but decided that buying my own house was better for me after my lease expired.

During the pre-trial and divorce trial, the judge (at my ex's lawyers request) gave me undertakings which required me to provide ALL legally owned assets including any new property acquired since date of separation.
I think the reason, she didn't come after me on my current house was because my mother's name was on the title, and it would have ended up a 3 way lawsuit, which neither one of us were prepared to
deal with the costs.

However, I am the one that paid the mortgage off, as well as paying property taxes, and repairs/renovations since I purchased the property.
Sounds like your mom is on the title for convienience. I am of the opinion that there are no tax issues. You may want to remove her from the title to avoid questions post death. If you have brothers and sisters, someone may argure that your house is part of the estate.

I'd get some legal advice and consider removing her name frome the title.