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Thread: Net Worth calculation: how to value government defined benefit pension

  1. #41
    Senior Member My Own Advisor's Avatar
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    To the OP, how to define the value? I'd say after 30 years, "a lot of money" comes to mind

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  2. #42
    Senior Member
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    I used the lower or my employer's DB pension cash value (as per my pension statement) and the cost of a deferred annuity.

    I did this as part off an analysis of my overall investment and asset allocation strategy. My DB plan is well funded so I view the value as a low risk bond or fixed income portion of my total assets.


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