the "worst you can be" list item should read :
Paying Bank fees.
and my post explains why.
"Investments are rigged against the individual investor in every possible way."
--Elizabeth Warren, Harvard Professor and Massachusetts candidate (D) for U.S. Senate 2012.
On being pressured.
28. Never be pressured to buy now or the deal will be gone tactic.
When you are younger this one is the toughest to deal with. It happened to me when I was young, buying a car the guy says that there will be someone coming later who is interested. Or a real estate agent will plan many showings at the same time so it appears the interest is very high on a property. Or the phone call saying the deal won't be around if you don't act now. I have learned not to care and if the deal goes it goes and there is always another one to be had around the corner.