Portfolio composition: Bonds, ETFs, Funds, Stocks, Real estate

[Eclectic12]

... So tell us how much of your portfolio is made up in % of each:...

I am interested in any feedback regarding these categories before we solicit input...

Hmmm ... I'm not sure what perspective this will provide.

Using the "income producing" category as an example - why is "RE - residence" included? For most people (i.e. are not renting out a room/garage or anything), the residence is a combination of "equity" and "expense", is it not?

What's debt doing under "income producing"?

How can an ETF be under both categories while preferred shares are supposedly only equity?


When I get a chance I'll jump over to the original thread to see the specifics of the concern to see if that helps.


Cheers

[Ihatetaxes]

Real estate - 70%

No wonder you hate Garth Turner.

[kcowan]

This is really a networth breakdown rather than investment portfolio breakdown, no? If that's the case, shouldn't we break out personal residence, cottage etc. from investment properties, REITs etc.

I was thinking that big ticket items could be include as negative items under Income Producing, i.e. Income subtracting. So mortgage on house, margin account, and equivalent rent would be negative items. This last item is particularly true in Vancouver, Toronto and less so in Ottawa, Alberta but it does make you realize the exposure you carry in "excess" RE equity.

Hmmm ... I'm not sure what perspective this will provide.

Using the "income producing" category as an example - why is "RE - residence" included? For most people (i.e. are not renting out a room/garage or anything), the residence is a combination of "equity" and "expense", is it not?

What's debt doing under "income producing"?

How can an ETF be under both categories while preferred shares are supposedly only equity?


When I get a chance I'll jump over to the original thread to see the specifics of the concern to see if that helps.


Cheers

See the above. As for splitting ETFs, I am OK with not doing that. After all dividend-paying stock could be under Income producing. In the old days, Income Producing would have been called Fixed Assets but bond ETFs changed that.

[Belguy]

50 per cent equities (primarily low-fee, broad-based ETF's)
40 per cent bonds (primarily PH&N Bond Fund D)
10 per cent cash (HISA)

My next planned asset allocation change is to reduce my equity allocation to 40 per cent and increase my cash component to 20 per cent.

Note: This is in consideration of my age (69).

[Square Root]

Equities 35% all Canadian dividend payors: pension 40%, DB non cola: personal use real estate 22%: cash 3% 62 years old retired 6 years. No debt ,no plans to change allocations.

[Belguy]

Bonds outperforming equities again--still:

http://www.moneyville.ca/article/123...ocks-this-year

Also, investors moving away from individual stocks in favour of ETF's. I was ahead of my time!!!

http://www.sfgate.com/business/bloom...at-3765328.php

[boipinoi604]

75% equities
25% bonds

[Belguy]

Age and risk tolerance are two factors that will determine the equity allocation in your portfolio.

Some folks overestimate their tolerance for risk and only find out the hard way when there is a market crash.

[CanadianCapitalist]

Some folks overestimate their tolerance for risk and only find out the hard way when there is a market crash.

Funny you should say that Belguy! )

[donald]

Im can't be bothered to figure out exact % but my snapshot looks like this
-Cash-20k
-My ltd reg business-capital inside(obviously needs to be taxed)about 112k
-255kish in stocks(about 30 different companies ala-rsp/tfsa/non reg
-ongoing earnings about 25k gross profit a mth
-zero/zilch debt
-No bonds

However i am still out of the re market/renter(- ownership in rio can)still a batchlor also & loving it lol
Very likely(make that forsure)won't have any pension(My business will be-ie:employees)
33yr old male.That's my full breakdown.