http://blog.taxresource.ca/what-the-...rules-prevent/One question I fielded recently about these changes was the impact of making an in-kind contribution from an open account to a TFSA. The answer is none.
As for RBC, what type of investment to what type of TFSA?
Their web site for both bank and brokerage list "in kind" contributions as being allowed.
So one possible issue is that the TFSA isn't setup to hold the investment being transferred.
An example would be trying to contribute "in kind" a stock to a TFSA that only allows MFs.