Need a good ETF recommendation
Results 1 to 5 of 5

Thread: Need a good ETF recommendation

  1. #1
    Member
    Join Date
    Jan 2011
    Posts
    66

    Need a good ETF recommendation

    Hi Guys/Gals,

    Was hoping I could tap some recommendations for a good ETF. Here's my scoop so far:

    In RRSPs (about 40k):

    TD Canadian Index e-series: 16%
    TD US Index e-series: 21%
    TD Intl Index e-series: 10%
    TD Bond e-series: 15%
    CDZ Claymore CDN Div: 30%

    I am comfortable with a moderate low bond holdings for now. 10-20% is just fine for me as I'm only 27.
    I like the CDZ for the numbers I see through it (greatly outperforming everything else, mind you it seems like equities just aren't doing much of anything last year or two). However I know that in registered accounts I should be holding long term capital growth...

    So I guess what I'm looking for is something with good international exposure (maybe like a 60:40, US:Others) in broad sectors. I was thinking CYH, which would complement my CDZ and diversify my global diversification... but then again it's more dividends in a registered account. Or perhaps dividends aren't a bad thing for my registered account? I normally cap my RRSPs every year, and this year with what overflow I have, I am shoring up my TFSA as cash-emergency account. I have yet to, and don't think I will have the finances available, to do non-registered trading yet.

    CDZ has destroyed all my other index funds over the last year or so, so I really like the dividends.

    So CDZ, XIN, etc? Thoughts?

    Thanks!


  2. #2
    Senior Member
    Join Date
    Jul 2009
    Posts
    127
    Here's a very good place to start ...
    Model Portfolios: http://canadiancouchpotato.com/model-portfolios/

  3. #3
    Senior Member
    Join Date
    Apr 2010
    Posts
    169
    Check out XTR as well. I have $90,000 in there - pretty happy. $20,000 in CDZ as well, and happy enough as well. Monthly payout wise, XTR has done been much better, but CDZ has balanced that somewhat with growth in the value of its holdings.

  4. #4
    Senior Member
    Join Date
    Jul 2009
    Posts
    127
    I was told that holding XTR multi-asset, fund of funds, is not the greatest idea. My RSP portfolio still holds 15% of XTR, and I love the monthly dividend it generates.

  5. #5
    Senior Member
    Join Date
    Jul 2009
    Posts
    127
    I recommend reading this article on allocation, based on your horizon ...
    Building A Target-Date ETF http://www.indexuniverse.com/section...lart=1&start=2

    Last edited by dcaron; 2012-05-01 at 03:47 PM.

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •