Quote Originally Posted by OhGreatGuru View Post
The OP didn't seem to be aware of that though. And quoting RBC might lead the OP to check his own bank's site (CIBC) for info.
I would have thought the OP would have already done the homework on the CIBC online site as a prerequisite, but for what it is worth, CIBC has an excellent 8 part FAQ style explanation and a relevant response to one of those parts says

Which financial institutions participate in the INTERAC e-Transfer service?

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The following financial institutions participate in the INTERAC e-TransferTM service:

Bank of Montreal
TD Canada Trust
Royal Bank of Canada
Participating financial institutions offer their Online Banking customers the ability to send INTERAC e-TransferTM and to receive them quickly.

Customers at non-participating Canadian financial institutions cannot send INTERAC e-TransferTM and cannot use Online Banking to receive them; however, they can receive and deposit the transfers using the CertaPay process.