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Thread: Travel insurance

  1. #11
    Senior Member
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    I called Allianz Global today about the claim on my TD credit card coverage (which I paid to extend beyond the three weeks included). I submitted the claim for over $20,000 in mid-November, and they have had all of the paperwork since early December. They said that they sent out a cheque for the last piece of the claim (trip interruption airfare for my spouse) with an explanation of benefits. I am hoping this cheque will be for $4500. I doubt that I will get an explanation for why it took so long.


  2. #12
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    The cheque did arrive, so in the end they came through. It just took a long time, and they kept asking for more documents. On a positive note, they always answered calls quickly, and the agents got access to my file quickly and were able to give me status updates.

  3. #13
    Senior Member
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    Nov 2015
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    Hi Davis

    Can you clarify if you are using allianz global or td visa travel coverage?

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  5. #14
    Senior Member
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    It was travel coverage provided through my TD infinity Visa card. Allianz Global is handling the claim though. I assume that TD has contracted AG to handle claims for them instead of having their own claims processing.

  6. #15
    Senior Member Daniel A.'s Avatar
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    I've taken an annual policy from Blue Cross have never used it but it has everything I want including emergency hospital flights out.

    Last summer a couple I know were on a motorcycle trip in the USA 200 miles from the boarder they were in a really bad accident both were 4-6 weeks before being stable enough for a helicopter flight back. Each of them the cost was 75,000.00 per day medical treatment they had 10,000,000.00 coverage.

  7. #16
    Senior Member kcowan's Avatar
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    Yes the irony is that some US hospital can get away with charging $75k per day and we travellers all pay more because of it. We have not been in the US for over ten years, ever since Westjet gave us a flyover privilege.

    My cost per day in our local Mexican hospital is 2000 pesos per day unless I am getting the insurance rate which is 20000 pesos per day.

  8. #17
    Senior Member
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    Jun 2016
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    Several years ago a colleague ended up in a Fort Lauderdale Hospital. He had insurance. They airlifted him home (heart).

    He inadvertently received a bill in the mail from the hospital. It was $125K or so. He called his insurance agent in a panic since he was not certain what was transpiring.

    The bill had been settled. The insurance company negotiates. He was told by his agent that the typical settlement is 50-60 cents on the dollar with payment wired immediately to the hospital by the carrier.


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