I called Allianz Global today about the claim on my TD credit card coverage (which I paid to extend beyond the three weeks included). I submitted the claim for over $20,000 in mid-November, and they have had all of the paperwork since early December. They said that they sent out a cheque for the last piece of the claim (trip interruption airfare for my spouse) with an explanation of benefits. I am hoping this cheque will be for $4500. I doubt that I will get an explanation for why it took so long.