I'm not going to attempt to time the market in Calgary. I will buy when I find something suitable that will cost me approximately the same as my current rent or less. So I have $1400/month. to play with. That way it is less likely to negatively affect my savings and retirement plans, except that I'll lose 50k or so that could be working for me in a non-reg account.
Excel Homes seem to be building some duplexs in Airdrie for low 300s which might work for us.
Speaking of which...on new builds, is it always best to avoid every upgrade? Or do some upgrades make financial sense on a new home?