As I peruse some of the threads, it strengthens my belief that investing is far too complicated for most people.
Not only are there a myriad of decisions on investments, there are also the tax and legal complications involved in each decision.
Reading the discussions among knowledgeable people in the threads, there are differences of opinion among them.
Small wonder so many people buy mutual funds and pay high fees or hold their money in a GIC/HISA in a TFSA.
Replacing DB pensions with their automatic "no thought required" contributions and benefits, with a complicated array of considerations was a proposition destined for failure, and given the lack of retirement savings among Canadians.........it has done just that.
Keeping life simple is good, but someone always comes along with a better idea and screws it all up.