So I've gotten to the point with my Tenant that I have sent in the N4 form for non-payment. (I'm in Ontario).
She seems nice enough, had a few problems with an employer and that really messed up her finances.
So she was paying me half the rent at the start of the month and the other half a few weeks later. I was okay with it, but it seems like that was a bad thing to accept because now it's getting out of hand.
Rent is $1200 and she sent me $800 the second Friday of Feb, then said she would send me the other $400 Feb 18th. No payment on the 19th so I sent her a message, she read it (got to like notifications) but no reply. A few days later I sent an e-mail no reply. So yesterday I served the N4.
So the first of the month comes up in a week, but I had to give 15 days, (so march 8th). What happens come the 8th if...
1) she pays the remaining of Feb but hasn't paid for Mar yet (due on the 1st).
2) She hasn't paid anything...
In scenario 1 do I have to submit another N1 for Mar? Should I do that on the 2nd of the month if she doesn't pay it right away, despite having now till the 8th?
What a PITA, I've been in the house (last week) and the place is clean and well kept so that is good.... but the lack of communication and $ is driving me up the wall.
You have to protect yourself but it sounds like she was a great tenant until a specific event affected her finances.I would try to have a face to face see what her plan of action is to get her finances in order and try to work with her.
Well she only moved in, in Sept and only paid on time once... So it's not like she had a lot of good history unfortunately. I'm not sure what she does with her money and it's none of my business really except for the fact that I'm not getting what I'm owed. But I know she gets child support for more than the rent value and she makes about $40k a year on top of that.
Sorry I assumed she was there for a while.Based on that information I would proceed as you have and also let her know you want rent on the first of the month in full.Is it possible she gave false info on her application and does not make what she declared?
So I read the N4 more carefully and see in scenario #1 they also have to pay Mar 1st rent by Mar 8th or I can apply for termination with the board. I guess that is good.
What about last month rent? Do they now forfeit that because they were terminated?
I can't say this will help but I had a friend in a similar situation (tenant was paying rent at haphazard times) and this is what I told him.
When a person starts to have financial difficulty (whether it is their fault or not) you need to ask yourself this question:
"did everyone that the tenant owed money to, not get paid on time?". I think when you ponder that you can't help but answer, of course not. So the next question is: "why did they get paid and and not you?".
The answer to the question is quite simple. The tenant believed that you would be the most understanding and possibly accomodating then all the others that she owed money to... and that is the crux of the problem.
Once you allowed her to miss a payment, she believed you to be more understanding and accomodating then most of her other creditors. So in essense, this is not the fault of your tenant but of you. You are going to need to "prick" it up a little. Be completely unsympathetic and unwaivering to the point of being paid the exact amount on the specific date. The N4 is the start of this journey and I suggest you do not move off this path. Let someone else, who perhaps has made a much smaller investment, be the sympathetic shoulder.
That the best advice I can give. I just hope it is not too late.
Yes I am hoping that the N4 "scares" the tenant into realizing that I'm not fooling around. And yes I plan on now requiring rent on the 1st. If it has to be put off then ... I don't know...
Sorry you are going through this. My experience with this type of tenant is they waste your time with paperwork and such, then finally come up with the rent payment so they don't actually get evicted. Then the cycle repeats the following month.
Yes they do not seem like people that want to get evicted, they have made the place a home buying curtains and things so they obviously want to stay. Also they have a young child so moving isn't easy.
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