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  1. One key would be if everyone here would tell...

    One key would be if everyone here would tell their brokers to correct Cost Base when/after journalling assets and to 'raise some ruckus' when doing it. Increasing levels of 'noise' may start to have...
  2. Indeed. I had this very 'back and forth'...

    Indeed. I had this very 'back and forth' conversation with Scotia iTrade less than a month ago (for the 3rd? time in perhaps 4-5 years). I even provided them with an example case.....but no, they...
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    From my perspective, you could be REIT heavy, but...

    From my perspective, you could be REIT heavy, but why does your IPS call for a 10% weighting in REITs? Are you about to retire and looking for a reliable cash flow (income) stream? If not, early and...
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    ^ Agreed. Unless we know the difference in...

    ^ Agreed. Unless we know the difference in marginal tax rate between 2016 and 2017, it is only a speculative guess that the OP will be out any tax money, never mind as much as $500.
  5. No, but it is a start. It took a couple of...

    No, but it is a start. It took a couple of millenia to get to this point and one can argue that trailing commissions were the part that were mispresented the most by sales folk, e.g. no, there is no...
  6. It is a matter of perspective. The OP's original...

    It is a matter of perspective. The OP's original post of 'utilities and other essential services' included cell phones, not exactly an essential service.

    OTOH, BC won't let you 'not' pay for the...
  7. Okay... I'll bite for 2016 Gas (Fortis) -...

    Okay... I'll bite for 2016

    Gas (Fortis) - $1496
    Electricity (BC Hydro) - $1295
    Municipal water/garbage/recycle - $927
    MSP (BC Provincial Health Care) - $1646
    Internet/Cable/Home Phone (Shaw) -...
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    Technically, your company should reverse out the...

    Technically, your company should reverse out the double pay for the first pay period in January and re-issue the pay owed you for December in 2016, and issue you a T4 for 2016 for that pay period. I...
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    There is lots of discussion via Google on this...

    There is lots of discussion via Google on this point. This http://taxtalk.hrblock.ca/how-to-file-credits-deductions/general-tax/onlinetrading/ is but one example. Another is...
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    I've not gone to Edge yet because of the lack (at...

    I've not gone to Edge yet because of the lack (at least initially) of sufficient extensions at the time (Aug 2015). I don't know if Edge would do it for me yet. Since I have Shaws middle level high...
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    In some way, not necessarily via a DRIP. The key...

    In some way, not necessarily via a DRIP. The key is taking ALL the cash income generated by one's investments and re-investing it into something of one's choosing.
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    I keep 2 non-reg accounts primarily because some...

    I keep 2 non-reg accounts primarily because some of my assets are legally separate from the rest of my assets and thus I keep those separate to avoid commingling bookkeeping. A secondary benefit is...
  13. If you look at the returns by the investor of...

    If you look at the returns by the investor of Series A versus Series F, you will find that Series A pays 25bp less than Series F, i.e. 0.75% vs 1.00%. That means you get 1.00% but that can only...
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    Scotia iTrade has not yet gotten into the 21st...

    Scotia iTrade has not yet gotten into the 21st Century when it comes to true USD RRSP accounts. No problem at all with CAD accounts, but they have yet to implement what folks like BMOIL and RBCDI...
  15. That heightened my curiousity even more...and...

    That heightened my curiousity even more...and after analyzing my account for the full year, I now see that I held BMO's in-house HISA for just over 3 months and of course, that Series A HISA does pay...
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