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Thank YOU Dogcom for your summary. My head gets spinning with all this reading and wondering which way to go.
Your comments are very much appreciated. :encouragement:

Wow! Nakedput...You've got guts to buy in at its peak. I sincerely hope they do well for you.:encouragement:

I am in the waiting mode right now. I have been for quite a while now..
The bubble...

Interesting read since Sept 2011. It is good to see a positive result Ethan especially today with lots dumping Energy stocks.
May be a good time to buy huh?

I keep 20K as EF and do not count it in with my portfolio.

Suze Orman recommends 8 months living expenses in the EF.

Thanks for sharing guys. This looks a good strategy.

I have two Kenmore canister vacuums. I leave one upstairs and one downstairs.
I have a dirt devil in the basement and a small Iona wand type. They are all plug in types.
The majority of my floors...

Yes, and holding on to it and yes I can now live and relax.

Hi leeder,

I am not the greatest one on this topic but here are my two cents regarding the calculation.
I would use your last 2012 December pay stub to calculate.

There could be some info on...

I wonder if they opened Tim's in Florida and Arizona where Canadian's Winter would be a good strategy.
Just my two cents. I don't have any of their stock in my portfolio.

I am joining this thread a tad late.

In my situation my advice would be to learn about investing early, then continue learning.

I am still solvent even though I had many prophets of doom...

I had a rough year of making financial decisions and a steep learning curve, since the loss of my husband.
I just want to Thank everyone that contributed to supporting me with solid...

I had a similar problem a few years ago with The Bay/Zellers card. I cancelled the card in frustration.

Yes, Markets seem to be UP these days.
This is Good News.

Not good if you are waiting to buy though.
I am waiting to jump in.
I can sit it out a bit longer...:chuncky:

Cheers Harold!

That book sounds just the ticket.

I have several on my reading list so adding another is just more Fun.

Thank YOU again All and especially MG for you clear explanations.
KCowan thank you for those critical 'earning-ceiling' tax numbers.:encouragement: