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  1. Replies
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    I have made this point many times. However, gibor...

    I have made this point many times. However, gibor wants to have his cake and eat it too.

    Maybe I'll try immigrating to Israel. It sounds like the land of milk and honey. We'll see how that goes.
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    Well said, AltaRed.

    Well said, AltaRed.
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    There has been NO moderation on this forum for a...

    There has been NO moderation on this forum for a long time, until james4beach stepped up to the plate quite recently. And he can't be everywhere.
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    To answer the original question: no. I have...

    To answer the original question: no. I have several GICs, all but one of which yield less than 3% interest. If anything, they are barely keeping up with inflation. I hold them only as a stabilizing...
  5. As part of the contract, buyer and seller agree...

    As part of the contract, buyer and seller agree on a closing date. The buyer does not begin paying the mortgage until closing.
    ...
  6. What Altared said. Are you living in the home...

    What Altared said.

    Are you living in the home now? If so, selling it would enable you to benefit from the principle residence exemption. If you move out and plan to rent it, get an appraisal of...
  7. That refers to personal dividends and income. But...

    That refers to personal dividends and income. But when your revenues are earned inside a corporation, the corporation itself pays corporate taxes (federal and provincial) on the profits. Current...
  8. If you spend what you earn, the answer is simple:...

    If you spend what you earn, the answer is simple: do not incorporate. Establishing and operating a corporation involves significant costs, which are offset by the benefits of investing within the...
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    gibor365, I have repeatedly read derogatory...

    gibor365, I have repeatedly read derogatory comments about Canada from you on this forum. Two questions:
    1. What are you doing to change the things you dislike about Canada?
    2. If you are so...
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    Here's a guy who lives frugally in a mobile home...

    Here's a guy who lives frugally in a mobile home and is a gourmet cook. His YouTube channel is excellent and his website has PDFs of all the recipes.

    http://www.white-trash-cooking.com
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    Is this structure going to be used to make money?...

    Is this structure going to be used to make money? Are you going to set up a carpentry business and sell what you make? If the answer is yes, it makes sense to borrow, because the interest will be tax...
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    CRA loves to get their money on time, but when a...

    CRA loves to get their money on time, but when a refund is due, they don't care how long it takes. I once had a refund sent to an address I had left five years before. Had I not followed up with them...
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    One of the benefits of being retired is that I am...

    One of the benefits of being retired is that I am seldom in a hurry. I now have more time to cook. Practice makes perfect, or at least, leads to improvement. Hence, my favourite place to eat these...
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    I wonder if there is confusion with a company...

    I wonder if there is confusion with a company RRSP contribution?
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    Your friend should first check out the Manitoba...

    Your friend should first check out the Manitoba government's pension webpage.

    http://www.gov.mb.ca/labour/pension/faq/specific/unlocking.html

    From the webpage:

    "Locked-in Retirement Account...
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