1. Pay off that Visa, ASAP. I'm sure your parents would agree that should take priority over the loan from them.
2. Switch the TD Comfort fund to TD e-series funds. You don't need a TDW account...
Type: Posts; User: Spudd
1. Pay off that Visa, ASAP. I'm sure your parents would agree that should take priority over the loan from them.
2. Switch the TD Comfort fund to TD e-series funds. You don't need a TDW account...
A PhD can be cheap, depends on your field. I was getting paid $17k a year while doing my masters. I think it's more common to get paid than not in the sciences, but not sure about the arts.
Normally you have to call the broker and ask them to journal your shares from the US account to the Canadian one. It may depend on the broker.
You're doing fantastic!! At your age I probably had $1000 to my name while you have over 100k! You're really doing great.
I would suggest your first step should be to really think about your...
Firstly, I'm very sorry to hear about your loss.
I don't know why your dad's advisor is recommending your mom to sell all the investments that he presumably set up in the first place. Why were...
If you do not expect your annual taxable supplies (including sales, leases, trades, transfers and barter transactions) to exceed $30,000, you are considered a small supplier (unless otherwise...
I saw this relevant article on FP today:
http://business.financialpost.com/2013/05/15/do-canadians-love-real-estate-too-much/?__lsa=1b38-984b
Except that part of that 1000 mortgage is going to equity. You should really only count the interest if you want a fair comparison.
James - that's right, XIRR uses starting balance, any inflows/outflows, and ending balance. Dividends/bond coupons would be part of the ending balance, so no need to break them out separately.
This is the only question in your post that I know the answer to. :) There are no dividend tax credits on stocks held in the RRSP (because there are no taxes on the dividends there until withdrawal)....
$1000 per month to manage a unit that rents for $1450?? That seems crazy!
Really? I would think you could call and ask for it to be refunded if you have a lot of assets with them.
If you have any non-registered investments or TFSA you could move those to Waterhouse to get over the 25k limit. Otherwise I would suggest to transfer it out to a broker that doesn't charge a fee.
We bought a bag of chicken breasts for $10 from Food Basics and it's the worst chicken I've ever had. Cheap, yes, but good, no. I think you get what you pay for. Anyway, you might as well try the...
The difference in compounding would be really minor, so most likely whichever one has the highest interest rate is going to be better. If you find a GIC and a savings account offering the identical...