Search:

May 1, 2013

Pretty decent month overall. Big change in my strategy this year, however. I've decided with the upcoming wedding to reallocate the money that generally would be going into my TFSA...

My situation is:

Defined Contribution Pension Plan - I put in 2% of my paycheck, they put in 8% for a total of 10%. Can't change this.
Group RRSP - I have the option of having however much I want...

Just a note for everyone. Correct me if I'm wrong, but as of Dec 31, 2011, you only have 5 years to use up air miles you've accumulated and you must make at least one transaction every two years,...

I think "balance" is probably the best way to put it. I enjoy my job so I'm not rushing to retire per se, but one of my goals is to retire early. Enjoy life but don't have too much fun as you put it....

Just curious.. do you have kids?

I'm okay with having a modest house and a cheaper vehicle(s). Just looking at my post from November of last year, I'm at around $2808/month of regular expenses,...

April 1, 2013

A little late with this update. I wish I would've done it on the 1st as it would've been a nicer result but the markets this week weren't very nice to my investments.

I need to...

March 1, 2013

Thanks to my yearly bonus, February was a a pretty nice month to my finances.

Investments were pretty flat this month, but I contributed $1000 into my TFSA over the last two...

Picked some up today @ 18.15.

Save money by flossing, then you'll end up with less cavities and less expensive bills.

You could find a cheaper dentist, but I'm not sure that's something you want to cheap out on.

February 1, 2013

Well January was my worst month to date as far as my net worth goes. Had some unexpected expenses as well as some wedding expenses come up which ate up a lot of cash. I actually...

If you plan it properly, it's a good tool to use during a maternity leave. If the husband puts money away 3 years in advance of when they might have a kid, and then the wife goes on maternity leave...

Do you have $25,000 in contribution room in your RRSP? Move your TFSA into your RRSP for 3 months before you close, and then use the HBP. If you do it right now, you'll get your refund before you...

Good point.

Buying a house is on the radar in the next 2 or 3 years. We are waiting to see how the market plays out as we both believe it's currently overpriced. My TFSA/RRSP is basically...

January 1, 2013

This post is really late since I was off work for the first week of January and I've been out of office for the last few days. The numbers I have given are as of January 1st to...

Bingo!