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Type: Posts; User: motl

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  1. Replies
    58
    Views
    12,385

    Thanks. I actually opened that Questrade...

    Thanks.

    I actually opened that Questrade account this year, so the $8500 is invested from this year with a small amount carried from December. That means I'm averaging about $2000 invested in TFSA...
  2. Replies
    58
    Views
    12,385

    Liabilities Debt: $0 Assets Cash: $40 ...

    Liabilities
    Debt: $0

    Assets
    Cash: $40
    Emergency Fund: $5000
    TFSA #1 (invested with Tangerine Balanced Growth): $26,915
    TFSA #2 (invested with Questrade - VAB 10% VCN 30% XAW 60%): $8500...
  3. Replies
    58
    Views
    12,385

    Thanks man. Definitely rewarding watching the...

    Thanks man. Definitely rewarding watching the numbers climb.

    And thanks for the tip. Pretty sure I'll be picking up a couple of suits from Spier & Mackay next time they have a sale. I'll be in TO...
  4. Replies
    58
    Views
    12,385

    Liabilities Debt: $0 Assets Cash: $150 ...

    Liabilities
    Debt: $0

    Assets
    Cash: $150
    Emergency Fund: $5000
    TFSA #1 (invested with Tangerine Balanced Growth): $26,670
    TFSA #2 (invested with Questrade - VAB 10% VCN 30% XAW 60%): $7000...
  5. Thanks. I've always resisted the urge and don't...

    Thanks. I've always resisted the urge and don't expect it to continue long-term. The idea is to spend more on staple items that I can keep for years, but I'm not replacing my entire wardrobe.

    I...
  6. I think you're drawing far too many conclusions...

    I think you're drawing far too many conclusions based on false assumptions.

    Let me point out that in my OP I expressed frustration with guilt over spending a considerable amount of money on what I...
  7. I don't disagree necessarily, but it's not that...

    I don't disagree necessarily, but it's not that simple.

    I do know what I'm saving for - early retirement. I want to be done before I'm 50 at the very latest. In order for that to happen I need to...
  8. I could afford to go on those vacations either...

    I could afford to go on those vacations either way. And $1700 for 2.5 weeks in Mexico (including kenneling my dog) was a frugal vacation.

    I 'penny pinch' to achieve a high savings rate and pursue...
  9. Very true. And I do have a plan that will have me...

    Very true. And I do have a plan that will have me retire in my mid to late-40s if all goes well. I currently save 50-60% of my after tax income. It's because I'm on such a good trajectory that I find...
  10. Thanks, great response. New sale started...

    Thanks, great response.

    New sale started tonight at the company selling the jacket I was eyeing. Such a good deal I also added a shirt priced 2-3 times what I normally spend (but big sale for...
  11. Frugality has created buyer's aversion - thoughts?

    So I'm typically a very frugal person.

    My monthly budget for food AND entertainment is $300. Aside from travel, I very rarely spend money on things that I can't justify in some way. My problem is...
  12. Replies
    58
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    12,385

    Finally got notice of bonus yesterday and it was...

    Finally got notice of bonus yesterday and it was more than I expected. I didn't know how my new unit's bonus worked but I was remaining cautiously optimistic. Total of the two bonuses is $4500 before...
  13. Replies
    58
    Views
    12,385

    Liabilities Debt: $0 Assets Cash: $0 ...

    Liabilities
    Debt: $0

    Assets
    Cash: $0
    Emergency Fund: $5000
    TFSA #1 (invested with Tangerine Balanced Growth): $26765
    TFSA #2 (invested with Questrade - VAB 10% VCN 30% XAW 60%): $4560
    ...
  14. Replies
    28
    Views
    2,124

    Best bet would be to see if your resort will give...

    Best bet would be to see if your resort will give you a bottle/can instead of from tap. I've experienced the same - tap poured beer has seemed watered down (at some resorts).

    Some resorts also...
  15. Replies
    28
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    2,124

    It depends on the resort, but yes it's pretty...

    It depends on the resort, but yes it's pretty common for the drinks to be watered down.

    Fortunately alcohol is dirt cheap there so you could head off-site and buy your own if you really want to...
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