I guess it depends on what you do with your DB when you retire. In my case, I would definitely take the commuted lump sum at retirement. I'm in the private sector, and quite frankly don't want to...
Type: Posts; User: mind_business
I guess it depends on what you do with your DB when you retire. In my case, I would definitely take the commuted lump sum at retirement. I'm in the private sector, and quite frankly don't want to...
Right now my house value represents 41% of our networth (47 years old). Below is my forecasted percentage based on retiring at 55, 60, & 65:
Age 55: House value forecasted to be 22% of our...
I have a feeling that most couples that get married early on (20's) typically pool their money. I've seen people who get married later in life keep their finances separate, largely because they have...
Wow! That's huge. I can only imagine how great you guys must be feeling compared to when you first started this diary thread. Well done!
Update time (last update was Dec 1st, 2012)
Assets:
- $ 280,000 House [No real change]
- $ 263,070 DB Pension Value [was $ 262,784]
- $ 50,808 RRSP(s) [was $ 44,670]
- $ 27,770 TSFA (mine)...
That's exactly what I was thinking about doing. I'll start depositing into ING, but will quickly move my deposits around if a competitor offers better rates. Just means I need to open a bunch of...
The only reason I went outside my comfort zone (B&M banking) to ING was because a percentage point makes a significant enough difference ... and it's the safest extra percentage that you'll ever...
Last night I set up an account with ING for their higher interest savings account. Got to admit, I'm not a big fan of doing banking without the ability to go into a local branch if I need something...
I haven't read the whole thread, but if you're considering cycling ... make sure you have a bike that is properly fitted to your body. Also, if you use your gears improperly, you can do further...
In your post above, you mentioned vegetables. We actually don't have any problems with vegetables ... only fruit. Although we see this problem in the summer, winter purchases see the highest...
Related to fruit, if buying organic will solve the problem for me, it will likely have a positive effect on our budget. Yes higher initial purchase price, but much less wasteage. Thanks for the...
Not sure if this is specific to SW Ontario ... but I doubt it, but buying fruit at our grocery stores is hit or miss. The fruit looks great at the store, requiring a bit more time to ripen before...
Voted. He's very talented. Looks like he's up to 1530 votes.
We currently are a single-car family (2005 Toyota Matrix). We are planning to keep it until at least 2015 ... or longer. We typically drive around 20,000 km per year. We'll likely be buying a...
An entertainment centre is only as good as the chair you're sitting in. No pressure :biggrin: