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    I hate whiners, including myself. Here's what...

    I hate whiners, including myself.

    Here's what I am very thankful for.

    All of my issues are first world problems, or middle class problems.

    1. So I missed CPG, but I've been fortunate in...
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    I hear that once the mortgages are done, then the...

    I hear that once the mortgages are done, then the real savings begins, so let's see if that's true.

    Yeah right.. so far I think I was doing better when I had a mortgage. It's been a real...
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    Sorry to hear about the car. My brother was n...

    Sorry to hear about the car. My brother was n the per side of being hit by a swinging door. Be really nice, and see if they will settle. It was about $14000 for my brother. He was going to...
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    Congrats. You are doing great.

    Congrats. You are doing great.
  5. Ours is about 35%, we have no mortgage and are...

    Ours is about 35%, we have no mortgage and are 41.

    Ideally it would be 5%:tongue-new: but if we get it to that stage, we will buy a big place.

    I think early on it was a much higher percent...
  6. This is gererally the type of mortgage I used to...

    This is gererally the type of mortgage I used to have was a fully open variable. i was not limited to the number of prepayments, and can pay off the whole amount at any time.

    We had to move the...
  7. Great question... we were faced a similar...

    Great question... we were faced a similar situation for our mortgage.

    We determined we would pay off the mortgage in 3-4 years based on an accelerated schedule and max. pre payements. We...
  8. Same with us. All money in one account then it...

    Same with us. All money in one account then it gets moved for whatever investments
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    Congratualations Marina. I understand it is...

    Congratualations Marina.

    I understand it is an anxious time, but you will make the right choices. Your smarts got you this far, and they will continual to serve you well.
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    Lol. You guys kill me. Thanks for the laugh

    Lol. You guys kill me. Thanks for the laugh
  11. We have two young kids, so for us right now...

    We have two young kids, so for us right now between insurance and our estate, we would leave enough for them to be well provided for in case something happens before they are old enough to make it on...
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    Almost everything in life costs money, including...

    Almost everything in life costs money, including renting.

    The thing with renting verses owning is that there is ALWAYS break point, and if one holds real estate long enough they will out perform...
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    We paid off our mortgages faster even though they...

    We paid off our mortgages faster even though they were under avg of 2%, and my investments 'generally' are higher.

    Our rational come down to risk tolerance. We sleep better at night know that we...
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    Yep, 8 hours. It was on a first and last date...

    Yep, 8 hours. It was on a first and last date with this guy that was supposed to 'teach me'. I warned him I had never golfed but would be a good sport.

    He also asked me to carry his clubs...
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    Reminds me of the first time I ever went golfing....

    Reminds me of the first time I ever went golfing. I lost 27 balls by the first 8 holes, had to borrow a few to get through the next whole before I could buy more balls at the club house. I was...
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