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Type: Posts; User: cldellow

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  1. Are extensions ever automatic? I thought you had...

    Are extensions ever automatic? I thought you had to apply (albeit they were always granted).

    FBAR deadline is June 30, no extension is available.
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    Only way to know for sure is to run the numbers...

    Only way to know for sure is to run the numbers both ways. Depending on your province, you might also avoid or reduce your health insurance premiums.
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    I'm not a financier, but from what I've been...

    I'm not a financier, but from what I've been reading, Laiki Bank pretty much has no shareholder's equity and no bondholders. Check out page 5 of their 3Q2012 financials...
  4. (1) dividends give you flexibility. If you drip...

    (1) dividends give you flexibility. If you drip them today, it means you want capital appreciation. At any point in the future, you can stop dripping to get income streams, instead.

    For (3), what...
  5. It sounds like having a great home theatre and...

    It sounds like having a great home theatre and collecting movies is almost a hobby for you. I wouldn't compare your entertainment budget to mine -- compare it to someone who's into restoring cars (or...
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    I don't think that's a fair characterization. For...

    I don't think that's a fair characterization. For sure, Garth's writing has a lot of bluster and shock value, but he rarely endorses one financial tool as the be-all and end-all. It might seem that...
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    @SlowandSteady60: I do feel your pain, and did...

    @SlowandSteady60: I do feel your pain, and did not mean to give the impression that I thought you'd act outside the rules set forth by the LTA!

    As a tenant, I actually also wish the LTA had fewer...
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    Perhaps one of the landlords on the forum could...

    Perhaps one of the landlords on the forum could chime in, but I'm pretty sure that site is a garbage site designed to stuff keywords ("if you are landlord in one of the university towns in Ontario...
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    You are correct that the tenancy defaults to...

    You are correct that the tenancy defaults to month-to-month.

    You are incorrect in believing that this gives the landlord the power to end the tenancy. The notice period (60 days) is the amount of...
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    What province are you in? Ontario, for example,...

    What province are you in? Ontario, for example, has very strong tenant protection laws. "Games all night" isn't grounds to evict; you'll need to speak in landlord code like "interferes with...
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    Why not have her contribute $8,000 to a spousal...

    Why not have her contribute $8,000 to a spousal RRSP for you with her own money?

    Once you take the money out of your RRSP, you've lost the contribution room forever. That may not be a big deal;...
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    27, married and kidless for now, 7% cash, 93%...

    27, married and kidless for now, 7% cash, 93% equities across Canada / US / emerging / established international.
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    It makes sense that the principal given to a...

    It makes sense that the principal given to a spouse for their TFSA can not be taken out of the TFSA without attribution applying. To see why, you just need to walk through what would happen if...
  14. As your own financial advisor, you: * failed...

    As your own financial advisor, you:

    * failed to read the contract you were getting your client to sign
    * lost the client 5% of their principal
    * donated your commission to your brokerage, rather...
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    Just gotta wait. We did this from Fidelity US to...

    Just gotta wait. We did this from Fidelity US to TD Canada over Christmas. 2 weeks of wondering if we had been cleverly defrauded of our life savings. :)
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